Personal Banking

Experience more from your bank. With F&M Teasury Capital Bank Personal Banking®, your dedicated banker will provide elevated customer service and personalized solutions designed to meet your unique financial needs.

Expect more as a F&M Teasury Capital Bank Personal Banking customer.

A dedicated banker to provide personalized guidance and advice to achieve financial confidence

Fast, friendly assistance from the F&M Teasury Capital Bank Personal Banking Center seven days a week

Higher mobile deposit limits through F&M Teasury Capital Bank Mobile app¹

Access to financial advisors through F&M Teasury Capital Bank Investment Solutions

F&M Teasury Capital Bank customers may qualify for Personal Banking with at least one of the following⁴

A F&M Teasury Capital Bank LifeGreen Personal Checking account

A F&M Teasury Capital Bank personal checking account and a first-lien mortgage²

A F&M Teasury Capital Bank personal checking account and a combined personal deposit, loan, or investment account balance of at least $25,000³

Call or visit your local branch for more information about F&M Teasury Capital Bank Personal Banking.

Customers will be automatically enrolled in the Personal Banking program within 6-8 weeks of qualifications being met. F&M Teasury Capital Bank will assess program enrollment requirements every 12 months on or about your enrollment anniversary date to determine your eligibility for program enrollment for an additional 12 months.
Once enrolled, customers will receive a Welcome Kit that provides an overview of the program and benefits.
F&M Teasury Capital Bank Investment Solutions includes a team of experienced professionals who work to provide you with comprehensive service—conveniently located in your local branch. Whether you're investing for retirement, college or another goal, we can provide the in-depth knowledge necessary to assist.

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To qualify for a LifeGreen Savings Account, you must have a F&M Teasury Capital Bank checking account. The minimum opening deposit amount for a F&M Teasury Capital Bank checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 in branch if you set up a monthly automatic savings transfer from a F&M Teasury Capital Bank checking account). An automatic transfer of funds of at least $10 from your F&M Teasury Capital Bank checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other F&M Teasury Capital Bank checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. F&M Teasury Capital Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. F&M Teasury Capital Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.

Personal Banking

Expect more as a F&M Teasury Capital Bank Personal Banking customer.

F&M Teasury Capital Bank customers may qualify for Personal Banking with at least one of the following4

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F&M Teasury Capital Bank customers may qualify for Personal Banking with at least one of the following⁴

Related Insights
View more